Paisa Planner is a ready-made Excel / Google Sheets kit built for Indian households — rent, EMI, groceries, school fees, festivals, SIP. Type your numbers, everything else calculates itself.


16 Indian expense categories, planned vs actual, savings rate and two auto charts.
Log 500 expenses with category and payment-mode drop-downs. Monthly summary updates itself.
Home, car, bike or personal loan — EMI, total interest and month-by-month schedule.
Emergency fund, bike, trip, child education — know exactly how much to save each month.
See how a monthly SIP with yearly step-up may grow (for illustration).
Income vs expenses for the whole year, pulled automatically from your tracker.




No. It also works free in Google Sheets (upload to Google Drive and open) and WPS Office on mobile.
No. It is a calculation and tracking tool. SIP figures are illustrations, not guaranteed returns.
Yes. The file stays on your own device or Google Drive. We never see your numbers.
UPI (GPay, PhonePe, Paytm), debit/credit cards, net banking and wallets via Razorpay.
Email us your payment ID at support@thekitnest.shop and we will send the file within 24 hours.
Pay once. Download instantly. Use it for life.
We'll show your download link right after payment and keep a record of it against these details.
Thank you. Your file is ready.
⬇ Download Paisa Planner 2026 — Excel Finance KitPayment ID:
This link works for 72 hours. Save the file on your phone/computer now. Need help? support@thekitnest.shop